February, 2018 return to top

• The Medicaid Prevention Business
• LTC Calculation
• LTC Cause and Effect
• LTCI Expert Fights Back

January, 2018 return to top

• LTCI Under Fire
• Three to Get Ready
• Don’t Buy LTCI?!
• The LTCI Roller Coaster

December, 2017 return to top

• Why Couples Worry So Little about Long-Term Care
• So What If the Government Pays for Most LTC?, 2016 Data Update
• LTC Almanac Update

November, 2017 return to top

• Are LTC Rider Costs Tax Deductible?
• The Morality of Hazards
• The Hazards of Morality

October, 2017 return to top

• Hagelman on “How to Fix Long-Term Care Financing"
• What’s Next?
• LTC Armageddon

September, 2017 return to top

• Of Floods, Insurance and Long-Term Care
• Long-Term Care News and Analysis

August, 2017 return to top

• Government LTC Financing “Revolution” Averted
• On the Ethics of Medicaid Planning
• 2017 LTC Insurance Surveys Published
• Move the Media

July, 2017 return to top

• “How to Fix LTC Financing” Report Released
• My History of Long-Term Care Financing
• Is it Spend Down or Medicaid Planning?
• Medicaid, Home Ownership and Long-Term Care Financing

June, 2017 return to top

• Home Equity and LTCI Demand
• Is it Really Hopeless to Reduce Medicaid LTC Costs?
• LTC is the New Front in Medicaid War
• The Medicaid Moment to Save LTC
• Long-Term Care News and Analysis

May, 2017 return to top

• Try British LTC Plan Here
• The Broken Rhythm of Long-Term Care Reform
• How Much Could Medicaid Save?
• Medicaid Matters Most

April, 2017 return to top

• Hoist with its Own Petard
• Victory!  Model LTC Education/Planning Bill Enacted in Maryland
• LTC Policy Poll Results
• The 17th Annual Inter-Company Long-Term Care Insurance Conference: A Virtual Visit

March, 2017 return to top

• Medicaid Planning Hits a New Low
• LTC Almanac Update
• Make Long-Term Care Great Again

February, 2017 return to top

• The LTC Wars (shawsky)
• How to Make Medicaid Block Grants Work for Taxpayers, LTC Providers, and the Needy
• CLASS Redux?
• Medicaid Planning in the Bull’s-eye

January, 2017 return to top

• Facing Alzheimer’s
• What’s Wrong with Bundled and Value-Based LTC Payments?
• Who Buys LTCI and Who Doesn’t?
• Spousal Impoverishment?

December, 2016 return to top

• What Have You Done for Me Lately?
• LTC Predictions
• So What If the Government Pays for Most LTC?, 2015 Data Update
• Where Do We Go From Here?

November, 2016 return to top

• Long-Term Care News and Analysis
• The LTC Discussion Group and Marc Cohen’s Claimant Study Presentation

October, 2016 return to top

• FEE for Service
• Who Isn’t Covered by Private Long-Term Care Insurance?
• Medicaid LTC Data Insights
• How Fiscal and Monetary Malfeasance Will Ruin Long-Term Care

September, 2016 return to top

• Claude Thau Has Your Back
• Goodman on Better Risk Management
• Medicaid Malfunctions Multiply
• Centennial Careless and DYI Publicity
• Behind AHEAD

August, 2016 return to top

• Real vs. Mythical Medicaid
• New CLTCR Website Feature
• Half a Century of Bad Medicaid LTC Policy

July, 2016 return to top

• New Report Preview
• The Senior Financial Security Program, Again
• LTC Almanac Update (2)
• LTC Almanac Update
• LTC Action Plan

June, 2016 return to top

• The Early History of LTC Financing (and Why It Matters)
• Cassandra on Medicaid LTC Eligibility
• How the Government Ruined LTC (and We’ll Fix It)
• LTC at a Crossroads

May, 2016 return to top

• Hillary on LTC:  Now and Then
• LTCI Optimism
• Where’s the Disconnect?
• LTCI Lapses Reconsidered

April, 2016 return to top

• Losing Principles
• Will the Aging of America be a Triumph or a Tragedy?
• Using Life Insurance Death Benefits to Fund LTC
• Fuel for LTC Change
• LTCI Defeatism

March, 2016 return to top

• How Much Does Long-Term Care Cost?
• The 16^th Annual Inter-Company Long-Term Care Insurance Conference:  A Virtual Visit
• No Single Solution?
• Read Cassandra’s Quandary

February, 2016 return to top

• Real ID vs. Estate Recoveries:  A Decade of Divergence
• LTC Almanac Update (2)
• LTC Almanac Update
• Three Cheers (But Two From the Bronx) for New BPC-LTC Recommendations

January, 2016 return to top

• Cassandra’s LTC Recommendations
• Heed Cassandra on LTC
• The Long-Term Care Crisis:  Why Now But Not Yet?
• Center Kicks Off New Year With Major Study

December, 2015 return to top 

• What Have You Done for Me Lately?
• So What If the Government Pays for Most LTC?, 2014 Data Update
• The Arrogance of LTC Analysts’ Elitism

November, 2015 return to top 

• The Future of Long-Term Care Seen Through the Prism of History
• A New Revolution in Long-Term Care Financing . . . by Government

October, 2015 return to top

• LTC Summit Smashing Success
• Long-Term Caregiving:  Latest Data
• LTC Un-Awareness Month
• Another LTCI Hit Job?
• The LTCI Sourcebook

September, 2015 return to top

• LTCI Update from Broker World
• NAHU on LTC Financing
• LTC Almanac Update (2)
• LTC Almanac Update

August, 2015 return to top

• LTC Sneak Peek
• The U.S. Economy Needs Long-Term Care
• The Top 10 LTC Bullets of All Time
• LTC Wake-Up Call

July, 2015 return to top

• Pandora Meets Rosy Scenario in CMS Projections
• New Data on LTC Incidence, Duration, Cost and Financing Sources
• Cassandra’s Quandary
• America's Demographic Winter

June, 2015 return to top

• Guest Column, “Real Sleight of Hand”
• LTC Annuities:  To Get or Avoid Medicaid?
• CLTCR News:  Thousand Bullets Retrospective
• Medicaid Annuity Abuse:  A Case Study

May, 2015 return to top

• Should Presidential Hopefuls Address Long-Term Care?
• Long-Term Care Insurance:  Past, Present and Future
• Medically Underwritten Annuities for LTC
• On the LTC Road Again

April, 2015 return to top

• How Great is Medicaid’s Unfunded LTC Liability?
• Guest Column, "New Long Term Care Insurance Thinking"
• Medicaid Planning Writ Large
• New Tool to Analyze LTC Spending Data

March, 2015 return to top

• The 15th Annual ILTCI Conference:  A Virtual Visit
• The Fearless Caregiver
• LTC in the USA:  Who Provides to Whom and Who Pays?

February, 2015 return to top

• Dog Bites LTCI
• The VA Wants to Close Need-Based Pension Eligibility Loopholes
• Being Morbid
• Holding CMS’s Feet to the Fire

January, 2015 return to top

• Life Insurance for LTC
• So What If the Government Pays for Most LTC?, 2013 Data Update
• When Bad Models Happen to Good People
• LTC Almanac Update

December, 2014 return to top

• SOA’s LTC Monograph
• How Careless Economists Boosted LTC Risk
• IG Report Reveals Medicaid Estate Recovery Weakness

November, 2014 return to top

• IG Report Reveals Costly Medicaid Enforcement Failures
• The Advisor’s Guide to Long-Term Care, 2nd Edition:  A Book Review
• Election Reflections

October, 2014 return to top

• Does Medicaid Solvency Matter?
• Why Buy LTCI?
• LTC Awareness:  Easier Said than Done
• Sue or Be Sued
• Alzheimer’s Cured!

September, 2014 return to top

• Out of the LTC Frying Pan into the Fire
• How Does Your State Rank on the Index of Long-Term Care Vulnerability
• CMS Health Expenditure Data Mask LTC Cost Growth

August, 2014 return to top

• LTC E-Alert and LTC Clippings Samples
• Free LTC Loan With No Pay Back Required
• Keynes vs. Hayek on LTC Insurance
• LTC Speaker
• Entitlement Double Talk

July, 2014 return to top

• LTC Almanac Update, #2
• Free the LTCI 5000
• LTC Almanac Update
• GAO Punts on Medicaid Planning

June, 2014 return to top

• Demographics and Other Data:  Thousand Bullets Retrospective
• Virtual Visit to the 2014 AALTCI Long-Term Care Solutions Sales Summit in Kansas City, MO

May, 2014 return to top

• Covering the First Virtual LTCI Conference from Overseas
• Politics and Legislation:  Thousand Bullets Retrospective
• Buy or Wait?

April, 2014 return to top

• The Medicaid Dissertation
• Inspect This Plane
• Will Bipartisan LTC Policy Be Better?
• How to Fix LTCI in California

March, 2014 return to top

• Who Gets Medicaid LTC?
• LTC Embed Report from the Policy Front at ILTCI ’14 Orlando
• ILTCI Conference Preview

February, 2014 return to top

• How to End Medicaid Annuity Abuse
• Can Long-Term Care Survive?
• WSJ Misfires on LTC Insurance
• Medicaid Planning—The Rest of the Story

January, 2014 return to top

• A Brief History of Long-Term Care Financing
• The Index of Long-Term Care Vulnerability:  A Case Study in New Jersey
• So What If the Government Pays for Most LTC?, 2012 Data Update
• Minnesota Medicaid Aborts Move to Four ADLs

December, 2013 return to top

• What Have You Done for Me Lately?
• Government LTC is Getting Old
• “The Index of Long-Term Care Vulnerability:  A Case Study in Virginia” Published

November, 2013 return to top

• Annuity Blues
• PBS’s 6 LTC Tips Miss the Mark
• The Insurance Dilemma

October, 2013 return to top

• The LTC Blind
• Why Don’t Children Buy LTCI for Parents?
• Shutdown Irony
• LTC Almanac Update

September, 2013 return to top

• The Tarnished Name of Assisted Living
• Guest Column on Linked Products
• LTC Services:  Thousand Bullets Retrospective

August, 2013 return to top

• Medicaid and Long-Term Care Financing in Georgia
• Meet the Good Medicaid Lawyers
• Do the Rich Benefit from Medicaid?
• LTCI Update
• The Index of Long-Term Care Vulnerability

July, 2013 return to top

• Medicaid Spend Down that Isn’t and Why it Matters
• Wisconsin Tackles Medicaid Planning

June, 2013 return to top

• LTC Embed Report from the First LTC Commission Public Meeting
• What Should the LTC Commission Do?
• Implementing a Medicaid and LTC Financing Study
• The Role of Estate Recoveries in LTC Financing

May, 2013 return to top

• Let’s Play LTC Jeopardy
• LTC Bullet #1,000:  Medicaid Planning:  Thousand Bullets Retrospective
• How Will the LTC Plane Land?
• After CLASS and the LTC Commission
• The Medicaid Program Integrity Act

April, 2013 return to top

• Center Tackles Medicaid Estate Recoveries
• Shelton on LTCI
• Reality Check: The Facts on LTCI:  Thousand Bullets Retrospective
• SCAN the LTC Possibilities

March, 2013 return to top

• National LTC Commission Disbanded
• Virtual Visit to the 13th Annual Intercompany LTCI Conference in Dallas, Texas

February, 2013 return to top

• Bipartisan Congressional Blast at New York Medicaid
• The LTC Dozen (So Far)
• The LTC Problem and Solutions:  Thousand Bullets Retrospective
• Book Review:  “Take That Nursing Home and Shove It”

January, 2013 return to top

• LTC Good News/Bad News
• So What If the Government Pays for Most LTC?, 2011 Data Update
• States Decry Medicaid LTC Loopholes
• LTC Almanac Update

December, 2012 return to top

• What Have You Done For Me Lately?
• The Myth of Unaffordability . . .  Still!

November, 2012 return to top

• LTC Graduate Seminar Updated
• Cut Medicaid to Help the Poor
• Memory Lane Part Four (2010-Present)
• LTC Solution May Require Civil Disobedience

October, 2012 return to top

• Medicare Expansion Could Be Last Straw for Private LTC Financing
• What Do LTCI Carrier Ratings Really Mean?
• Maine LTC Financing Study:  Preliminary Findings and Queries
• The Medicaid Long-Term Care Reform Act of 2012

September, 2012 return to top

• The Maine Thing About Long-Term Care

August, 2012 return to top

• Broker World LTCI Surveys
• How the Government Ruined LTC (and We’ll Fix It)
• Challenge Medicaid’s MOE Mandate
• LTC Truth to Power

July, 2012 return to top

• Critical Care Could Grow the LTCi Market
• Nursing Home Spend Down Misunderstood and Late-Breaking LTCI Industry News
• Why Don’t More People Buy LTC Insurance?
• LTC Almanac Update (2)

June, 2012 return to top

• LTC Almanac Update (1)
• What the HECM is Happening with Reverse Mortgages?
• Memory Lane Part Three (2006-2009)

May, 2012 return to top

• Memory Lane Part Two (2002-2005)
• Memory Lane (1998-2001)
• Double Trouble
• The LTC Graduate Seminar

April, 2012 return to top