February 15, 2002
*** Hot Tip: Don't
miss Mike Causey's hyperbolic column in the February 12 "Washington
Here's a taste: "Will
the soon-to-be-launched federal family long term care insurance plan generate a
nationwide demand for LTC policies that now cover only a tiny fraction of the
population? Short answer:
You better believe it. . . .
Given the PR campaign the government plans, you better buy a policy, sell
policies professionally or get out of the way of those who will be. . . .
In fact, that steady drip, drip, drip sound you hear is coming from the
boardrooms of major insurance companies, where top executives are salivating at
the thought of an LTC insurance policy in (nearly) every pot."
*** Info on new content to be added to The Zone on Monday follows this Bullet and precedes the boilerplate.***
LTC GRADUATE SEMINAR IN CHICAGO, MARCH 4
In Chicago on March 4, the Center for Long-Term Care
Financing is offering a new, one-day "graduate" level long-term care
education program at a location to be announced.
The cost per enrollee of $195 includes a boxed set of the
Center's four major reports (a $150 value) and a three-month trial subscription
to the Center's popular donor-only website zone (a $25 value).
Enrollment is limited to 12 participants, first come, first
served. Please email Amy Marohn
immediately at firstname.lastname@example.org to secure a reservation and arrange payment.
Center President Steve Moses explained: "Long-term
care beginners have many excellent education and certification programs to
choose from. But where do you go
once you've learned the basics and achieved some success?
How do you go to the next level? The
Center for Long-Term Care Financing's 'graduate seminar' is for experienced
professionals in all aspects of long-term care."
COURSE DESCRIPTION: Long-Term
Care Intensive for Senior Advisers
This course tackles critical questions that anyone who
serves or advises seniors should understand in depth. For example:
* How did America's LTC service delivery and financing
system come to be so dysfunctional, e.g. nursing home and home-health
bankruptcies, unprofitable ALFs, collapsed LTC stocks, institutional bias,
quality problems, staff shortages, low government reimbursements, skyrocketing
liability insurance premiums, slow LTC insurance sales, etc.?
* Can the current non-system survive and how will it
* Will services be available when seniors need them in the
* Who will pay?
* What will happen to the government's LTC financing
* What is the real reason so few people save, invest and
insure for LTC expenses?
* What are the prospects for "above-the-line tax
deductibility" for LTC insurance premiums in the coming year?
* How can advisers help more seniors protect themselves
from the LTC risk?
* How can we build a "phalanx of professionals"
around seniors to help them protect themselves from the legal and financial
risks of aging?
* What changes in public policy (state and federal) would
have to be made to move LTC in America from a wobbly welfare base to a solid
foundation in private insurance?
TARGET AUDIENCE: financial
planners or consultants, attorneys, accountants and CPAs, long-term care
insurance agents, geriatric care managers, long-term care providers (home care,
assisted living or nursing home care), social workers, medical professionals and
home equity conversion specialists.
STYLE OF INSTRUCTION:
This course will be conducted as a graduate seminar.
Seminar leader Stephen Moses will present four 45-minute modules of
instruction followed by guided discussion.
Every attendee will have ample opportunity to ask questions and share
ideas. Participants are urged to
challenge the instructor and each other with questions and comments.
FUTURE OPPORTUNITIES: The Center may conduct similar programs near major airports around the U.S. in the coming year. If you would like to attend or sponsor a program, please contact Amy Marohn at 425-467-6840 or email@example.com.
*** The following new content will be added Monday to our
"LTC Week in Review Feature" on the Center's donor-only website zone:
"All Grandma, All the Time"
"Bad News from CBO and OMB"
"New Diabetes Hope for Seniors"
"Bush Budget Cuts Nursing Home Rates"
"State Budgets are in a World of Hurt"
To access "The Zone" for a full year, please make a donation of $100 or more to the Center for Long-Term Care Financing at the address below or online at http://www.centerltc.com/support/index.htm. After you contribute, send an email to firstname.lastname@example.org with your preferred user name and password (up to 10 characters each.) Details on how companies and groups may access the donor-only zone at a discount are available at www.centerltc.org/bullets/archives2001/294.htm. See you in The Zone!***