LTC Bullet--The International Longevity Center

Thursday, September 12, 2002

Orlando, Florida--

*** APPROVED FOR SEVEN CONTINUING EDUCATION CREDITS (TX): The next LTC Graduate Seminar is scheduled for September 25, 2002 in Dallas, Texas at the Holiday Inn Select Dallas-Fort Worth Airport, 4441 Highway 114 at Esters Blvd., Irving (Dallas), Texas, phone 972-929-8181 for directions, 9 AM to 5 PM. Pre-registration is required so please contact Amy Marohn-McDougall to reserve a place: mailto:amy@centerltc.org or 425-377-9500.

If you can drive, fly or hitchhike to Dallas by 9/25, don't miss this opportunity! Find out the real (and hidden) reason most people don't buy LTCI . . . Learn about the "800-pound gorilla of long-term care" and why it's headed for extinction . . . Discover why America's LTC service delivery system remains welfare-financed and nursing-home based . . . Explode the "Myth of Unaffordability" and see how two-thirds of Americans should, could and would insure for LTC . . . Find out why and how the only viable way to save LTC financing for the poor is to blow the lid off the LTCI market! Interested? These are among the topics we cover in The LTC Graduate Seminar, a full-day, small-group, intensive seminar with Steve Moses on advanced topics in long-term care service delivery and financing. For a full description, syllabus, schedule, testimonials, etc., go to http://www.centerltc.com/ltc_grad_seminar.htm . Tuition of $225 helps support the Center for Long-Term Care Financing. ***

*** If you're reading this Bullet today (9/12/02), you're probably not attending the LIMRA-LOMA-Milliman USA DI & LTC Insurers' Forum in Orlando, Florida. That's unfortunate, because this excellent industry conference got off to an fine start yesterday and promises to proceed in the same manner for the next day and a half. For example, this afternoon at 5:00 PM, the Center for Long-Term Care Financing and Milliman USA will introduce conference attendees to a new study proposal. The idea is to test the hypothesis that easy availability of Medicaid long-term care benefits impedes the market for private LTC insurance. The hope is that findings from this study will point the way to creative public policy initiatives that can improve Medicaid for the indigent and unleash the sluggish LTC insurance market. If you can't be in Orlando for the kick off of this proposal, you can at least read the study prospectus: http://www.centerltc.com/milliman_cltcf.htm . Management representatives from LTCI carriers are especially urged to review this proposal. If you'd like to have a copy of the formal printed prospectus, please contact Darrell Spell in Milliman's Tampa, FL office at (813) 282-9262 or mailto:darrell.spell@milliman.com . ***

*** New content added today to the donor-only zone includes "The LTC Week in Review for September 9-13, 2002: LTC E-Alerts #216-#220" If you already qualify for The Zone, click this link and enter your user name and password to go directly to the following items: http://www.centerltc.com/members/ltc_week_in_review.htm .

LTC E-Alert #216--Zogby Poll Data Could Help LTCI Marketers
LTC E-Alert #217--More Mindless Medicaid Planning in Massachusetts
LTC E-Alert #218--CMS Whacks SNFs but Hurts Medicare Beneficiaries
LTC E-Alert #219--Maybe It's Not a "Got Milk" Campaign, but It's Something
LTC E-Alert #220--If You Think We've Got an Aging Problem, Check Out Europe

To Zone In, mail your tax-deductible contribution of $100 or more to the Center for Long-Term Care Financing, 2212 Queen Anne Avenue North, #110, Seattle, WA 98109. Then email mailto:damon@centerltc.org your preferred password and user name (up to 10 characters each). You can also contribute online at http://www.centerltc.com/support/index.htm . ***

LTC BULLET--THE INTERNATIONAL LONGEVITY CENTER

LTC Comment: On occasion, we use an LTC Bullet to point readers toward individuals and organizations that are making a valuable contribution to the field of aging. Today's Bullet is about The International Longevity Center. We've found the ILC to be a fine source of information about long-term care service delivery, financing, caregiving, and just plain caring about the aged. So we invited scholar and advocate Rick Moody to tell us something about the organization. Here's what he submitted followed by a few additional comments from the Center for Long-Term Care Financing.

"American society today is rapidly becoming an aging society, yet our dominant societal institutions are still in denial about this demographic trend. Thus, we have a serious 'culture lag' for institutions that need to respond to the reality of longer lives. We are delaying changes that are necessary for the future. Consider, for instance, our educational system, the workplace, and the healthcare system: none have yet seriously acknowledged that with longer lives, we will need to rethink our assumptions about the second half of life. Many of the solutions are already clear: for example, productive aging, worklife extension, health promotion, and better financial planning for longer lives. These steps must be part of a sustainable aging society in the future. But challenging value issues will still remain: for example, end-of-life decisions and equitable sharing of the cost of health care are high on the list of ethical issues in an aging population.

"The International Longevity Center (ILC), led by Dr. Robert N. Butler, is a nonprofit, nonpartisan organization devoted to promoting a more positive approach to the long-living society of the 21st century. One publication sponsored by the ILC is Human Values in Aging UPDATE, edited by H.R. Moody. The UPDATE is a monthly e-newsletter that covers current trends in bioethics, public policy, lifelong learning, and spiritual growth in the second half of life. For a sample issue or a free subscription, send a message to mailto:valuesinaging@yahoo.com . Past issues of the newsletter and other publications can be viewed at the website for the International Longevity Center at http://www.ilcusa.org/ .

"Harry R. 'Rick' Moody, Ph.D., is an ethicist and gerontologist who is now Senior Associate at the International Longevity Center. He is author of many articles and books including ETHICS IN AN AGING SOCIETY (Johns Hopkins, 1992) and THE FIVE STAGES OF THE SOUL (Doubleday, 1998, translated into seven languages worldwide). His textbook, AGING: CONCEPTS AND CONTROVERSIES, is now in its 4th edition and has been influential among educators in the field of gerontology. Unlike many textbooks which promote a single point of view, Moody's book highlights current debates such as the issue over how to pay for long-term care ('Should Families Take Care of Their Own?'), where he prominently features Stephen Moses' influential article 'The Fallacy of Impoverishment.'"

LTC Comment: We also want to bring to your attention another valuable ILC publication that you can find and subscribe to by visiting the ILC website: http://www.ilcusa.org/ . Thanks to editor Jim Nyberg for this summary:

"The ILC Policy Report is a monthly compilation of longevity news and trends in the U.S. government and abroad. It reports on the latest developments in the public sector, the not-for-profit sector, and the business sector that relate to population aging and longevity.

"James Nyberg, M.P.A., the editor, is the government relations director at the ILC-USA. He was formerly the health analyst in the Mayor's Office of Operations in New York City. Prior to that, he worked in Washington, D.C., as a legislative assistant on the staff of U.S. Senator Michael B. Enzi. In this role he served as a senior advisor to Senator Enzi, with a special focus on aging-related issues."

LTC Comment: Finally, we'd like to mention some interesting research underway at the ILC. Anthony Webb, Ph.D., Senior Research Analyst, is studying the question of whether and to what extent the availability of Medicaid nursing home benefits impedes or otherwise affects the market for private long-term care insurance. That's a research topic long overdue for serious theoretical and empirical study. It also parallels, at a higher theoretical level, the Milliman USA-Center for Long-Term Care Financing research proposal described above. We'll be waiting and watching for the results.