LTC Bullet: LTC Bullets Will Remain Free of Charge Unless and Until We Contact You

Dear LTC Bullets Reader:

The Center for Long-Term Care Financing has been breaking the TINSTAAFL rule (There Is No Such Thing As A Free Lunch!) for four and a half years.

Thanks to generous corporate and individual financial support, we were able to bring LTC Bullets, our website, and many of the Center's other services to everyone free of charge. (This is our 394th free LTC Bullet since the Center's founding in April 1998.)

Alas, the "free ride" cannot continue. Although many companies and private donors support the Center financially, many others do not.

Don't worry, however, your Bullets and donor-zone access will remain free if you work for or with a corporate sponsor of the Center. See the "Important Note" below.

To be able to continue providing our services, we must ask the rest of you who value them to help support their continuation. Rest assured, however, YOUR LTC BULLETS WILL KEEP COMING FOR FREE UNTIL WE ASK YOU INDIVIDUALLY TO CONTRIBUTE TOWARD THE COST.

Gradually, over the next year, we will contact LTC Bullets subscribers by personal email or by phone with an invitation to continue receiving the LTC Bullets in exchange for a tax-deductible contribution to the Center of $150. (See below for how to cut this cost by $50.) Contributors at this level will ALSO RECEIVE a password and user name to the Center's donor-only zone at no extra charge.

Better yet, we'll send you the LTC E-Alerts, LTC Reader and LTC Data Base donor-zone publications in the form of emails so you won't need to visit the website itself except to find this special content or to review the archives.

And best of all, if you contact us to make a contribution before we contact you, you can KEEP GETTING THE LTC BULLETS AND RECEIVE THE DONOR-ZONE CONTENT FOR A WHOLE YEAR FOR ONLY $100, A $50 SAVINGS. Current donor-zoners are also welcome to re-up now for a full year for only $100. Renewals after the first of the year (January 2003) will require a $150 contribution.

IMPORTANT NOTE: We will continue to provide LTC Bullets and access to the donor-only zone at no charge to employees and affiliates of companies that support the Center for Long-Term Care Financing financially (at a negotiated minimum level). To find out if your company qualifies, drop a note to Amy Marohn McDougall at or call her at 425-377-9500 and ask. LTC insurance producers should name only your primary carrier when inquiring. If you value the Center and your company is not yet a corporate supporter, encourage management to join the program.

The mission of the Center for Long-Term Care Financing is to "ensure access to quality long-term care for all Americans." Our strategy in pursuit of this mission is to encourage public policy that targets scarce public long-term care resources toward the genuinely needy and encourages everyone else to save, invest and insure for LTC. Thus, we try to engage the self-interest and profit motive of the private sector to relieve the fiscal burden on Medicaid, Medicare and the VA and thus to improve care for the disadvantaged. By financially supporting the Center for Long-Term Care Financing, you not only become an important part of this solution, you receive some of the most compelling and best documented commentary and analysis on long-term care issues available anywhere.

Thanks for your time, consideration and support.

Stephen Moses, President,, 206-283-7036

Amy McDougall, Executive Director,, 425-377-9500

The Center for Long-Term Care Financing is a 501(c)(3) charitable, nonprofit, nonpartisan think tank and public policy organization dedicated to ensuring access to quality long-term care for all Americans.