LTC Bullet: LTC Almanac Update
Tuesday, March 29, 2011
LTC Comment: Our latest update to the "LTC Almanac" in The Zone follows the ***news.***
*** SPECIAL. In appreciation for Claude Thau's sponsorship of today's LTC Bullet we are making access to The Zone, including the "Almanac of Long-Term Care" free for one week. To access this introductory peek into The Zone, go to http://www.centerltc.com/members/index.htm and use the following case-sensitive user name and password: UN: IntrotoZone / PW: FreeTrial. Like what you see? Then join the Center for Long-Term Care Reform here. ***
*** 2011 MEDICAID/MEDICARE NUMBERS. Want to know what the Medicaid Spousal Impoverishment Standards and the Medicare Deductibles and Co-Insurance figures are for 2011? We've just updated the information in The Zone here. You'll need your User Name and Password to enter The Zone. Check with Damon at 206-283-7036 or firstname.lastname@example.org if you need a reminder or to join the Center and get access to this cornucopia of information in The Zone. ***
*** MEDICAID FLAT/MEDICARE UP. Because there was no Social Security cost of living increase in 2010 or 2011, the Medicaid spousal impoverishment protection numbers stayed flat. But Medicare's co-insurance and deductible numbers continue their steady annual increase. This is just one more example of the eligibility noose tightening on all federal welfare and social insurance programs. Keep an eye out for others. ***
LTC BULLET: LTC ALMANAC UPDATE
The LTC Almanac is divided into 11 sections:
Each section is divided into sub-sections and under each sub-section we provide a list by date of the most important reports and articles published on the topic, usually with a few highlights.
The Almanac of Long-Term Care is a great way to find statistics you need quickly or to get current on topics you need to know the latest information about.
The Zone and the LTC Almanac are for Center for Long-Term Care Reform members only, except during this week's free trial offer. Join the Center here: http://www.centerltc.com/support/index.htm. Call or email Damon at 206-283-7036 or email@example.com. He can give you a user name and password to open up The Zone even before your annual dues payment arrives. Individual annual memberships are $150 and corporate memberships with many extra benefits start at $1,000. See our "Membership Levels and Benefits" schedule here.
Caveat: With time, some hyperlinks go bad. In a huge document like the "LTC Almanac," we can't keep all the links current all the time. If you find a bad link, but want to get to the material, contact us. We often have an electronic copy of the document and we can usually find a current live link. We'll also fix the link in the LTC Almanac so it will be current again for others.
LTC Almanac Update
Chapter 1: Aging Demographics
Americans 2010--Key Indicators of Well-Being URL:
Boomer Generation Characteristics
Allianz Reclaiming Future Study 0610 URL: https://www.allianzlife.com/Variable/content/public/Literature/Documents/ENT-991.pdf "The Allianz Reclaiming the Future Study was conceived to be one of the most comprehensive examination of baby boomers' preparation for and expectations of retirement." Download the White Paper (pdf): https://www.allianzlife.com/Variable/content/public/Literature/Documents/ENT-991.pdf Download the Executive Summary (pdf): https://www.allianzlife.com/Variable/content/public/Literature/Documents/ENT-993.pdf
Chapter 2: International
Aging and the Crisis of the 2020s 1210 URL:
LTCI 1010 URL:
Chapter 3: Unfunded Liabilities--Social Security, Medicare, and Budgets
GAO on Unfunded Liabilities
"The Federal Government's Long-Term Fiscal Outlook January 2011 Update," United States Government Accountability Office: Quote: "GAO’s long-term simulations show that even as the economy recovers and policies to stimulate the economy wind down, the outlook is for large and growing deficits."
Unfunded Liability Estimates
Medicare Trustees 0810 URL:
of 2010 trustees report:
Live hyperlink to: 2010 ANNUAL REPORT OF THE BOARDS OF TRUSTEES OF THE FEDERAL HOSPITAL INSURANCE AND FEDERAL SUPPLEMENTARY MEDICAL INSURANCE TRUST FUNDS, 8/5/10 http://www.cms.gov/ReportsTrustFunds/downloads/tr2010.pdf
Chapter 4: Long-Term Care
Home and Community-Based Services
Services by MMMI 1010 URL:
Chapter 5: Caregiving
Caregiving Study 0210 URL:
Caregiver Stress and Burnout
Beyond Dollars--True Cost of Caregiving 0910
Chapter 6: Long-Term Care Financing
Nursing Home and Home Care Expenditure Data from CMS and Health Affairs
2008 Data and 2009-2019 projections:
Past Budget Crises as Prologue
AARP on Weathering the Storm 0111URL: http://assets.aarp.org/rgcenter/ppi/ltc/CURRENT__Budget_Paper_v9Jan6.pdf
"This report is the most comprehensive analysis to date on the budget cuts to both Medicaid and non-Medicaid–funded long-term services and supports (LTSS) in each state. It also illustrates state-by-state how LTSS are financed. In addition, this study provides a very early snapshot of the likelihood of states pursuing some of the LTSS provisions within the Affordable Care Act (ACA). An individual state profile summarizing additional information obtained from each state that participated in the survey is located at www.aarp.org/ppi, www.healthmanagement.com, and www.nasuad.org."
Chapter 7: Long-Term Care Insurance
General and Data
ILTCI Think Tank Report 031710 URL: http://www.soa.org/files/pdf/ltc-2010-think-tank.pdf "The intent of the Think Tank was to a) identify issues facing the LTC industry; b) prioritize these issues; c) brainstorm solutions to these issues; and d) identify specific next steps. To accomplish these goals, a list of invitees was developed. Invitees were chosen based on their industry position and with an eye toward representing a wide spectrum of disciplines and perspectives—actuaries, underwriters, sales; insurance companies, consultants, vendors, distribution companies."
How Much is Enough?
more costly 070910 URL:
http://crr.bc.edu/images/stories/Briefs/ib_10-8.pdf May 2010,
Number 10-8 "Does Staying Healthy Reduce Your Lifetime Health Care
Costs?" By Wei Sun, Anthony Webb, and Natalia Zhivan:
The CLASS Act
For comprehensive, frequently updated background on the CLASS Act, see "CLASS Act Update" in The Zone here: http://www.centerltc.com/members/ClassActUpdate-QuickReference.htm.
Kaplan on CLASS Act 11/10 URL:
on CLASS 0710 URL:
Chapter 10: Medicaid
Medicaid is the 800-pound gorilla of LTC
REVIEW " NO. 153 " FEATURES: The Forgotten Entitlements by Henry Olsen
and Jon Flugstad:
LTC-The Ticking Time bomb 0610 URL: