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LTC Bullet: WSJ Affirms Planning for LTC is Critical

Wednesday July 8, 1998


Today's Wall Street Journal (7-8-98) profiles a 38 yr. old gentleman who is already helping his
parents plan for their long-term care. Although Mr. Brosler's parents are in their 60's and healthy, he understands that planning ahead preserves options: "'If you want to care for your family,? planning ahead for long-term care 'is one of the best things you can do for them.'"

The article points out that planning for LTC is "especially critical" now that family caregiving
has become more difficult due to work pressures and the fact that people are living longer with
chronic conditions. The story tells of one woman whose weight has "dwindled" to 90 pounds under the stress of caring for both her husband and mother.

According to the Journal, LTC planning has already increased in response to healthier aging
and government efforts to promote personal responsibility for LTC. "Washington has sweetened
long-term care insurance purchases with new tax breaks, while curbing spending on...Medicare
home-health-care funding and Medicaid.... The changes are raising awareness of elder care needs."

Source: "Children Make Early Plans To Care For Their Elders," Wall Street Journal, July 8, 1998.