The LTC Trifecta -- In this
speech, Steve Moses predicts the age wave will finally crest and crash by
the 2030s when the “LTC Trifecta” arrives: (1) Social Security becomes
insolvent in 2026; (2) the boomers start turning 85 in 2031; and (3)
Medicare is bankrupt in 2036. Then LTC insurance rises like a Phoenix from
the ashes of government failure.
The LTCI Roller Coaster
Moses addresses a large webinar audience brought together by
GoldenCare to explain how the LTCI industry’s lowest lows are history,
but its highest highs lie ahead. Read why and how in this transcript.
The Future of Long-Term Care Seen Through
the Prism of History -- Edited transcript of a speech delivered by
Center president Stephen Moses, for Omega Healthcare Investors, Inc., at
the 2015 Operator Investor Conference in Dallas, Texas, on November 10,
The Good News and Bad News About Long-Term
Care -- Edited
transcript of a speech delivered by Center president Stephen Moses to an
audience of leading LTC insurance producers, distributors and carriers at
a conference on January 12, 2013 sponsored by
Long-Term Care Financial Partners.
The Great CLASS Debate --
Read Steve's 3-minute opening salvo in the
debate between Connie Garner (AdvanceCLASS)
and Rhonda Richards (AARP)
on the pro-CLASS side versus John Greene (NAHU)
and Steve Moses (CLTCR)
on the anti-CLASS side. Also features the dozen provocative questions
Steve Moses posed to the CLASS advocates.
Act and the Future of Long-Term Care Financing -- Link to
THE IMPENDING COLLAPSE OF THE ROADBLOCKS TO LTC
*** LTC: WHO SHOULD PAY? WHO DOES PAY? WHO WILL PAY? We have a standing "Google"
search for any mention of the Center on the Web. Lately, my April 27, 2005
Congressional testimony keeps popping up for some reason. I reread what I
said back then and something struck me: everything I described and warned
about 3.5 years ago is much, much worse today. Check it out
Then if you read today's
Graduate Seminar" transcription, you'll see what I mean about the
slippery slope the country's on for LTC financing. The only good news is
that the worse things get, the closer we are to a solution that will
supercharge the LTC insurance market. ***
about long-term care financing in the United States and North Carolina.
REALLY HAPPENING TO LTC? (Click
for an MP3 or
audio recording of this speech.)
Mess With Texans' LTC
presented to the Small Business Roundtable on The Future of Long-Term Care
and Medicaid in Hagerstown, Maryland, July 10, 2006 before Chairman Donald
Manzullo (R-16-IL) and Vice Chairman Roscoe Bartlett (R-6-MD)
Brave New World of Long-Term Care
I Believe About Long-Term Care (Click here
for an audio recording of this speech.)
LTC PUBLIC POLICY: WHY-WHAT-WHEN?
Private vs. Social
How to Avoid
the Long-Term Care Trap
Care's Race for Survival
Mote in LTC's Eye
Fall and Rise of Long-Term Care
Pythons & Politics
Lecture: The LTC Health Care Crisis: How Can We Solve It?