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Articles published by Center for
Long-Term Care Reform
president Stephen A. Moses
“What’s
next for long-term care?,” by Stephen A. Moses, McKnights LTC News,
December 2, 2024
(PDF version).
“Long-term
care policies matter,” by Stephen A. Moses,
McKnights LTC News, October
28, 2024
(PDF version).
“Harris
Home Care Plan: Right Problem, Wrong Solution,” by Stephen A. Moses,
Paragon Health Institute, October 11, 2024
(PDF version).
“What
if Medicaid paid market rates?,” by Stephen A. Moses, McKnights LTC News,
September 16, 2024
(PDF version).
“How
Medicaid cripples SNFs,” by Stephen A. Moses, McKnights LTC News,
August 12, 2024, (PDF version).
“What
assisted living needs versus what it gets,” by Stephen A. Moses,
McKnights Senior Living, July 1, 2024 (PDF version.)
See also:
“What
nursing homes need, versus what they get” (PDF
version).
“Medicaid’s $100+ Billion Leak,” by
Stephen A. Moses, Paragon Health Institute,
July 1, 2024 (PDF version.)
“Letting
Heirs Bilk Medicaid Is Bad Policy, by Stephen Moses and Brian Blase,
National Review, May 7, 2024
(PDF version.)
“The
Medicaid LTC snafu,” by Stephen A. Moses,
McKnights LTC News, April 15, 2024
(PDF version.)
“Setting
the Record Straight on Long-Term Care Policy,” by Stephen A. Moses and Brian Blase,
Townhall, April 14, 2024
(PDF version.)
“How
government prevaricates about long-term care,” by Stephen A. Moses,
McKnights LTC News, February 23, 2024
(PDF version.)
“Government
must encourage personal responsibility, prohibit easy access to Medicaid,”
by Steve Moses and Brian Blase, Washington Times,
November 30, 2023.
(PDF version.)
“The
federal Medicaid bait and switch,” by Stephen A. Moses, McKnight’s LTC News,
November 6, 2023.
(PDF version.)
"What’s
Wrong With Long-Term Care?," by Stephen A. Moses, RealClear Policy,
November 2, 2022. (PDF version)
“LTC
insurance sales suddenly surge,” by Stephen A. Moses, McKnight’s LTC News,
August 10, 2022.
(PDF version.)
“Long-term
care’s mortal risk,” by Stephen A. Moses, McKnight’s LTC News, June
6, 2022.
(PDF version.)
“Long-Term
Care Epiphany,” by Stephen A. Moses, Broker World, June 2022.
(PDF version.)
“Trappings
of LTC system leave operators trapped,” by Stephen A. Moses, McKnight’s
Long-Term Care News, February 23, 2022.
(PDF version.)
“The
Great Long-Term Care Compromise,” by Stephen A. Moses, Broker World,
January 1, 2022. (PDF version.)
“The
irony of long-term care advocacy,” by Stephen A. Moses, McKnight’s
Long-Term Care News, December 17, 2021. (PDF
version.)
“Long Term Care Irony,”
by Stephen A. Moses, Broker World, December 1, 2021.
(PDF version.)
“What
works for long-term care and what doesn’t,” by Stephen A. Moses,
McKnight’s LTC News,
November 17, 2021.
(PDF version.)
“What’s
better for senior living and care — the market or government?,” by Stephen
A. Moses, McKnight’s Senior Living, October 25, 2021.
(PDF
version.)
“Long-term
care’s problems are bad and getting worse — but fixable,” by Stephen A
Moses, McKnight’s LTC News,
October 4, 2021.
(PDF
version.)
“Should
Medicaid protect $8 trillion from private senior living costs?,” by Stephen
A. Moses, McKnight’s Senior Living, August 2021. (PDF
version.)
“The InLTCgentsia,”
by Stephen A. Moses, Broker World, August 2021.
(PDF
version.)
“Great
moments in unintended LTC consequences,” by Stephen A. Moses, McKnight’s
LTC News, July 2021. (PDF
version.)
“Panel
Gives States Pass in Collecting Assets for Medicaid Long-Term Care,” by
Stephen A. Moses, Health Care News, July 2021 (PDF
version.)
“Government
Violates the Long Term Care Social Contract to Your Detriment, by Stephen A.
Moses, Broker World, June 2021. (PDF
version.)
“President
Biden, tear down this wall,” by Stephen A. Moses, McKnight’s LTC News,
June 23, 2021 (PDF
version.)
“Using
Medicaid to protect inheritances,” by
Steve Moses and Brian Blase, TheHill, June
10, 2021. (PDF
version.)
“LTC
financing: Be careful what you WISH for,” by Stephen A. Moses, McKnight’s
Senior Living, June 7, 2021. (PDF
version.)
“The
social contract for long-term care,” guest column by Stephen Moses for
McKnight’s Long-Term Care News, May 17, 2021. (PDF
version.)
“Why
LTCI Fails,” guest column by Stephen Moses for Broker World magazine,
March 2021. (PDF version.)
Steve Moses and
Brian Blase published an op-ed in the June 2nd, 2020 Wall Street Journal. Read
the back story and much more on the subject in this
LTC Bullet.
"The CLASS Act and the Future of Long-Term Care Financing"
- "2011 Living to 100 Monograph" - originally prepared for the Society of
Actuaries January 2011 "Living to 100 Symposium" - Read the abstract
here and the full paper
here.
"CLASS Act vs. LTC insurance: What's best for LTC providers?,"
Long Term Living magazine, July 2010
--
Link to related
"LTC Bullet"
"CLASS
caveats," McKnight's,
April 6, 2010 --
Link to related
"LTC Bullet"
"CLASS Dismissed,"
Broker World, February 2010 -- Link to related
"LTC Bullet"
"Reflections on Long Term Care Planning,"
Broker World, December 17, 2009
"LTCI Turmoil"
Broker World magazine, June 2009
"Healthcare reform unlikely to include
long-term care" McKnight's Long-Term Care News,
March 11, 2009
"Stephen A. Moses, "Letter to the editor:
What is really needed to unleash the long term care market," LTC E-Wire, Vol. 8,
No. 6, March 2009,
http://www.lifeandhealthinsurancenews.com/Exclusives/2009/03/Pages/Letter-What-is-really-needed-to-unleash-the-long-term-care-market.aspx.
"Hillary
Clinton on LTC," Health Insurance Underwriter, February
7, 2007. PDF version.
"What's
Really Happening to LTC?," Health Insurance Underwriter, Vol. 55,
No. 7, July 2007, pps. 48-52; http://hiu.nahu.org/article.asp?article=1624.
"The Brave New World of Long-Term Care," Notre
Dame Journal of Law, Ethics & Public Policy http://www.centerltc.com/pubs/Articles/Brave_New_World_of_LTC.pdf
"Long-Term
Care . . . on the House," Health Care News, Vol. 8, No. 5, June 2007, p.
15; http://www.heartland.org/Article.cfm?artId=21166
. PDF Version
"States Can
Fix Long-Term Care Problems," Health Care News, Vol. 8, No. 4, April 2007,
p. 15; http://www.heartland.org/Article.cfm?artId=20757
. PDF Version
"Long-Term
Care Conferences Upbeat," Health Care News, Vol. 8, No. 2, February 2007,
p. 8; http://www.heartland.org/Article.cfm?artId=20494
. PDF Version
"Bias in
Long-Term Care Favors Nursing Homes, Government," Health Care News, Vol. 8,
No. 2, February 2007, p. 8; http://www.heartland.org/Article.cfm?artId=20493
. PDF Version
"False
Spring in Long-Term Care Winter"
Health Care News, January 1, 2007. Link to related LTC Bullet:
http://www.centerltc.com/bullets/archives2007/668.htm
"The
Future of Long-Term Care and Medicaid" ALEC
Policy Forum, Vol. 8, No. 3, Fall 2006, pps. 45-47
"Long-Term
Care DRAma in Congress,"
Health Care News, September 1, 2006. Link to: http://www.heartland.org/Article.cfm?artId=19601
"Medicaid
Commission Overlooks Private Financing Options," Health
Care News, August 1, 2006. Link to: http://www.heartland.org/Article.cfm?artId=19451
"Analysis:
Congress Strengthens Long-Term Care" Health
Care News, March 1, 2006. Link to: http://www.heartland.org/Article.cfm?artId=18583
"Welfare
for the Well-to-do," The Wall Street Journal, December 17,
2005. Link to: http://online.wsj.com/article/SB113477649883625141.html
"Long-Term
Care: Who Should Pay?,"
Health Insurance Underwriter, December 2005.
Link to: http://nahu.timberlakepublishing.com/article.asp?article=1281
"Kaigo-Jigoku (LTC
Hell) and What Japan's Doing About It: Valuable Lessons for the U.S. and
Vice Versa"
"Long-Term Care’s
Lone Realist Rides Again: Interview with Stephen A. Moses, President, the Center
for Long-Term Care Financing," Nursing
Home magazine, March 2005
"So What if the
Government Pays for Most Long-Term Care" [2003
Update] Health
Insurance Underwriter, March 2005. Link to: http://nahu.timberlakepublishing.com/article.asp?article=1117
"The
Unnecessary Tragedy of Long-Term Care: A Four-Part Series for Medical Doctors"
"The Sirens'
Call, The Primrose Path, and Assisted Living," Assisted
Living, April 2004
"On
the Lack of True Marketing of Long-Term Care Insurance" Health
Insurance Underwriter, December 2003. Link to: http://nahu.timberlakepublishing.com/article.asp?article=805
"So What if
Government Pays for Most Long-Term Care?" [2002
Update] ProducersWeb.com,
July 2003 Link to: http://www.producersweb.com/home/index.php?pageID=contentFocus&adcID=eadc991bd8fe74f28c20dda07c83e733
"Long Term Care Lemmings,"
Broker World, May 2003
"Expert
Opinion: Stephen Moses, President, Center for Long-Term Care
Financing," SNALFNews.com, posted
March 10, 2003: extended interview (8 pages) with Steve Moses. Link to: http://www.snalfnews.com/ExpertOpinion.cfm?id=1059
"Long-Term Care Crisis
Builds," Health Care News, Vol. 3,
No. 3, March 2003.
Link to: http://heartland.org/Article.cfm?artId=11623
"People
and Opinions: LTC Funding in the Crosshairs,"
McKnight's Long-Term Care News, Vol. 24, No.
2, February 10, 2003; interview with Stephen Moses.
"Opinion: The
Elephant, The Blind Men and LTC" National
Underwriter LTC E-Wire, Vol. 2, No. 3, February 2003, http://www.nationalunderwriter.com/LTC/articles/2003_02_elephant.asp.
"Denial is Not a River
in Egypt: A Perspective on Public Funding of
Long-Term Care," Health
Insurance Underwriter, Vol. 50, No. 11, December
2002, pps. 36-40.
"Mandatory
Long-Term Care Insurance in Germany; An Enlightening Perspective," Health
Insurance Underwriter, November 2002, pps. 30-33.
"The Triathlon vs.
The Triumvirate: Why Can't We fix Long-Term Care?," Health
Insurance Underwriter, September 2002, pps. 39-44.
"LTC Workforce
Blues: What you don’t know might hurt you," Health
Insurance Underwriter, June 2002, pps. 46-50.
"The LTC Wake-Up
Call," Advisor Today, May 2002, URL
is
http://www.advisortoday.com/archives/article.cfm?articleID=120.
"As I See It:
Self-Funded Consumer Accounts May Provide Answer to Affordability," Assisted
Living Today, Vol. 9, No. 2, March 2002, pps. 11-12.
“LTC
Financing-A Wake-Up Call,” SNALFNews.com,
February 4, 2002; long interview with SM published on this provider specialty
web site with picture. CLTCF published an LTC Bullet the same day announcing
where to find the interview on the web.
"Long-Term
Care Due Diligence for Professional Financial Advisers," Journal
of Financial Planning, September 2001. Link
to: Journal of Financial
Planning
PDF version.
"Researcher: Medicaid Stifles LTC Ins. Purchases,"
National Underwriter, 1996.
Republished by
LifeHealthPRO
here.
Permanent link with 2012 comment by author
here.
"Planning for
Long-Term Care Without Public Assistance,"
Journal of Accountancy, Vol. 175, No. 2, February 1993, pps. 40-44. According to
a 6/24/93 letter from the editor of the Journal of Accountancy, this article"
received extremely high praise" from JOA's Board of Editorial Advisers--50 CPA's
who evaluate all articles published in the Journal. Read the original manuscript
of the article at
http://www.centerltc.com/pubs/Articles/planning_for_ltc.htm
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