*** For nearly immediate access to The Zone, scroll down to the last starred
section. But please allow 72 hours for processing your user name and
password, just in case. ***
What is the Members-Only Zone?
The Zone contains current news and comments that we hope will empower LTCI
agents, senior advisers, LTC providers and others to serve their prospects and
clients more knowledgeably and professionally. This portion of the website is
restricted to those who actively support the Center through their generous
contributions. Although the Center would prefer to share all of our information
and analysis with everyone for free, we believe it is important to reward our
contributors for enabling us to continue working toward our common goal of
quality long-term care for all Americans. We will realize our objectives only
with the continued backing of supporters like you!
As a CLTCR member, here is a brief description of what
“LTC Bullets”: Authored
by CLTCR president Stephen Moses, “LTC Bullets” is our informative
newsletter covering the latest developments in long-term care financing.
Subject matter generally includes: analysis
of proposals offered for remedying the LTC financing crisis; addressing
inaccuracies that occur in the media; the effects of Medicaid planning on the
marketability of LTC insurance; awareness of the link between private financing
and quality services; politics and legislation (including extensive information
on the Deficit Reduction Act); and demographics and other data. You can expect
to receive one or two LTC Bullets per week via email.
Over 800 informative “LTC Bullets” dating back to 1998 are archived
by date and subject and are available for your reference on the CLTCR website.
“LTC E-Alerts”: Stephen
Moses scans the e-media looking for news
items that will help LTC professionals stay current on critical issues in the
field of long-term care service delivery and financing.
We publish these brief mental vitamins and send them directly to your email.
They, like “LTC Bullets,” are archived on our website.
Includes the latest installments of our:
"LTC GRADUATE SEMINAR TRANSCRIPTION":
Transcription of the two-hour program presented dozens of times to highly
positive reviews during the Center for Long-Term Care Reform's 2008 National
Long-Term Care Consciousness Tour.
“Deductibility Limits for Long-Term Care
deductibility limits updated annually. 1997 - current.
“Medicaid and Medicare Key
Numbers Updated Annually
“Unfunded Entitlement Liabilities
Various articles and reports including data on unfunded entitlement
”: Find in a
moment any data, statistic, article, report or answer about long-term care you
need. Updated with new data frequently.
on-site reports from the policy front in Washington, D.C. and elsewhere,
wherever the LTC policy battle takes us.
Care Cost Surveys”: MetLife
Mature Market Institute and Genworth Financial surveys, with comments by
Why Veterans Should Not Depend on VA Benefits for Long-Term Care”
Tax Treatments”: Includes
information on states with tax incentives for long-term care insurance.
- “Virtual Visits”: We cover LTCi conferences for those who could not attend.
Includes comments, interviews and photos.
The Members-Only Zone is constantly under construction. We are eager to hear
your comments and ideas. If you have information you think fellow contributors
need to know, please submit your ideas to the Center staff at email@example.com
for consideration. Once again, thank you for your continuing interest, feedback
How can I and/or my whole company gain access to The Zone?
Our password-protected website zone is
available to members who have made personal contributions of at least $150 to
the Center for Long-Term Care Reform in the last 12 months. Individuals may contribute
online by credit
card by clicking here: Join
and Contribute Online.
You can also simply mail your check to the Center for Long-Term Care Reform, 2212 Queen Anne Avenue North, #110, Seattle, WA 98109.
Please be sure to make your check payable to "Center
for Long-Term Care Reform."
check with firstname.lastname@example.org to see
if your company, organization, or primary carrier is a corporate-level
contributor to the Center.)
Companies and organizations may access
The Zone collectively. Please see
Membership Levels and Benefits for further information.
Only one user name and password will be issued to each qualifying
organization which can then decide how to share this information internally. Our
"Spearhead Committee" of major contributors and advisers already
qualify for Members-Only Zone access. New organizations and companies which
qualify for the Members-Only Zone will also become members of the
What do I do after I contribute? Access to the Members-Only Zone on the Center’s website requires a user name and
password. Send an e-mail to email@example.com
with your name, organizational affiliation (if applicable), and your desired
user name and password. Please limit your user name and password to no more that
10 characters each. We will reply with a confirmation as soon as possible.
Thank you so much to our current members for their generous support. We hope
our ongoing efforts to provide valuable information and analysis entice more of
you to support the cause: quality long-term care for all Americans!
*** See something that looks interesting in the Members-Only Zone? Don't want
to wait for a user name and password after you contribute? But you're not yet a
Zone-qualified contributor? NO PROBLEM. We trust you. Call or email Damon at
let him know your check is in the mail or that you've contributed online at
and tell him your preferred user name and password (up to 10 characters.) Damon
will register you and advise you by return email that you are Zone-ready. ***