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"Best seminar I’ve ever attended." Peggy Selvey – Indianapolis, IN

"Brilliant! What an awakening. You have solidified my conviction to LTC." Michael Wagner – Kansas City, MO

"Steve Moses is the best advocate and speaker for the LTC industry that I’ve ever heard in my 20 years in this industry." Karey Meek Anderson – Des Moines, Iowa

"Who thought LTC could be interesting? An excellent orator, engaging and passionate about LTC." Lorna Wood-Daniel – Duluth, GA

"Very eye-opening and this stirs me to educate my baby-boomer clients to buy LTCI. Be ready." Kris Hanson – Phoenix, AZ

"For 11 years I have done financial planning for retirees but not any long-term care insurance. After this presentation, I see the immediate need and will include this in my practice." Travis Morrow – Richland, WA

"From the moment of the legislative breakfast to an interview at 7:30 Tuesday morning, we have been overwhelmed by the positive response to our sponsorship [of the LTC Tour] from the media and the community. This means bundles for us, our company, and furthering the cause of long-term care planning." Gail Lindsey of Lindsey and Associates – Chattanooga, TN

"Loved it—terrific information! Wow! You are the ‘cry in the darkness’." Kristi Gorgia – Phoenix, AZ

"Excellent! An eye-opening presentation. Should be attended by professionals, especially attorneys, CPAs and financial planners." Neelam Davison – Green Bay, WI

"Long-term care expenses and assets under management are going to cross paths in everyone’s life in some manner. If you want to have access to the best collection of information and resources for long-term care risks you should join the Center for Long-Term Care Reform and get Steve’s bullets. He is the most knowledgeable professional in this country on this issue and this information will help you advise your clients on this risk." Fred Frauhiger – Indianapolis, IN

"Anyone who calls themselves an LTC professional must hear Steve Moses." Susan Laronge – Woodland Hills, CA

Note to Steve: "I am so excited by all that you have done since leaving my meeting! You certainly stirred up my Brokers. I have been answering questions, running proposals, and juggling my calendar to meet with their clients. Everyone that was there had so many positive comments and questions! Thank you for your time and what you are doing for our industry." Susan Baskett – Nashville, TN

"Steve Moses spun the most compelling and engaging ‘wake-up call’ I’ve ever heard. Thank you. With eyes open." Linda Zellmer – St. Louis, MO

"A powerful program! Knowledge is power and the key to successful sales is effective communication for the benefit of the buyer." Gregg Bernhold – Indianapolis, IN

"Wow—this was eye opening! It will impact how I continue my LTC practice." Phyllis M. Pulver – Latham, NY

"So informative. A brain wake up for me. New way to approach the LTC sales opportunities." Anita Speece – Lincoln, NE

"Your experience and expertise as well as a window into the past, present and potentials for the future are invaluable tools for me to be a better agent/broker. Thank you for further empowering me today to serve my clients better!" Carol Knowles – Woodland Hills, CA

"Stephen is like the Encyclopedia of LTC! I look forward to upcoming online information." Cat Gautieri – Woodland Hills, CA

"Very informative. I felt your passion for the topic and the future of LTCI was very evident, encouraging. Thanks." Kevin Heinrich – Lincoln, NE

"Steve Moses’ seminar gives a comprehensive explanation of long-term care from the government perspective and A to Z on how we got to where we are today with Medicare and Medicaid. He gave so much background information that sheds a lot of light on this huge problem. It will definitely be helpful for selling LTC insurance." Durinda Ashley – Kansas City, MO

"This was a very insightful presentation. It increased my understanding of the whole picture of LTC significantly." Richard H. Smith – Indianapolis, IN

"Steve, you are a real eye opener for all of us! I really need your informational resources." Fred J. Day – Indianapolis, IN

"What an important story the public needs to be told. Thank you!" Thomas R. Anderson – Indianapolis, IN

"I’m currently a member and love the wealth of information." Diane Forshee – Phoenix, AZ

"Having been involved in this market since 1984, I greatly appreciated the tremendous information that was given that will allow me to better serve my clients. I learned so much. Even with my experience in this area. Thank you so much." Larry E. Sanders – South Bend, IN

"Steve: Thanks for your leadership in educating us in the larger scope that gives me hope regarding long-term care. There will be huge growth in the near future. Keep on pressing your hard work. Thank you!" Rene Apack – Lake Forest, IL

"Stephen is a true authority on LTC. A must-listen-to source to provide true service to customers and clients." Clemence Dartey – San Diego, CA

"Really helped put where we are today and how we got here in perspective and how we can approach our clients." Brian O’Connell – Latham, NY

"Scary but fundamentally sensible reasoning for the ‘why buy LTC insurance?’ question." Sara L. Coleman – Latham, NY

"One of the most insightful explanations of the problems inherent in long-term care I’ve seen. This is vital information to all who are involved in long-term care and estate planning." Bill Shouse – Latham, NY

"Steve: Thank you for your tireless work on behalf of reasonable LTC planning. You are like a beacon in the night to me." Owen G. Mohan – Windsor, CT

"Eye-opening, entertaining, and educational description of Medicaid/Medicare and the future of long-term care. Helps to explain why long-term care insurance is so crucial to financial planning. Presentation is well worth the time spent." Elissa Winter – New York, NY

"A great reminder of why we do what we do as insurance consultants. LTC insurance ensures financial independence." Scot Granger – Milwaukee, WI

"Excellent information that all producers and public policy makers need to be aware of." Jim Joslin – Milwaukee, WI

"Eye opening and enlightening information that every planner should incorporate in every client engagement." Richard L. Cox – Santa Fe, NM

"Stephen Moses: a voice of sanity and a position based on principle and compassion. Thank you! May the seeds you sow bear much fruit!" Bill Halsey – Knoxville, TN

"Everything I knew about LTC was turned on its head." Kevin Gormley – Knoxville, TN

"Great speech with astonishing facts. I have gained knowledge and a new way to view LTC." Lannis Greene – Knoxville, TN

"Very informative. The explanation of the hidden cause of consumer denial regarding LTCI was clear and compelling." William C. Hubbard – Exton, PA

"I am a former nursing home administrator and now a financial advisor. Your message is dead on." Van Gilbert – Houston, TX

"My experience as V.P. of long term care sales has put me in front of thousands of consumers each year. Your description of consumers living in a ‘look back’ world of government taking responsibility is always part of their belief system. You have hit the ‘nail on the head.’ You have made it easier for me to explain this to my agents." Leni Cohen – Coral Springs, FL


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